Fixed Annuity
Eligibility requirementsLincoln Long-Term CareSM Fixed Annuity will have a simplified eligibility process that includes medical statements on the application and a prescription drug screening.
If all medical statements are true, then an application may be submitted. The prescription drug screening will be completed by Lincoln when the application is received.
The fol owing guidelines will help give you an idea of whether your clients will be able to meet the eligibility requirements for Lincoln Long-Term CareSM Fixed Annuity.
Clients who have not been previously declined for long-term care coverage (by Lincoln or any other carrier) and can answer TRUE to ALL of the fol owing questions may be qualified for a Lincoln Long-Term CareSM Fixed Annuity.
Your client has NOT been diagnosed with Alzheimer’s disease or dementia, or they are NOT taking any medication for memory loss.
Your client does NOT use a cane (any variety), walker or wheelchair on a regular or intermittent basis. They are NOT taking any narcotic drug or prescription pain medication on a regular basis.
Your client does NOT have emphysema, Chronic Obstructive Pulmonary Disease (COPD), chronic lung disease or congestive heart failure. The client is NOT using oxygen for any reason, has NOT been the recipient of an organ transplant or is NOT on dialysis.
Your client has NOT been diagnosed with Parkinson’s disease, multiple sclerosis or be used as a reference for you and should Your client has NOT been diagnosed with rheumatoid arthritis or is NOT taking Methotrexate, Prednisone, Enbrel or Remicade for joint pain. They do NOT have osteoporosis that is untreated or a history of compression fractures or height loss Term Care Eligibility Statements Form and In the past six months, your client has NOT had a stroke, Transient Ischemic Attack (TIA), heart attack, or heart or carotid artery surgery. They do NOT have Your client is currently NOT being treated for cancer or has NOT had cancer diagnosed within the past three months (other than non-melanoma skin cancer).
Your client is NOT currently collecting disability benefits of any kind. Your client does NOT have a temporary or permanent handicap parking placard, plate or sticker.
Your client has NOT been advised to have any surgery that has not been completed.
Products issued by:The Lincoln National Life Insurance Company For agent or broker use only. Not for use with the public.
A prescription drug screening will be used to verify if your clients currently take, or in the past five years have taken, any of the fol owing medications (including their generic equivalents*). This list may not be all inclusive, as new medications are routinely released and new uses are approved for existing medications.
*The fol owing website provides information regarding these prescription medications, including other names for these medications:
For more information about the application process and eligibility requirements for the Lincoln Long-Term CareSM Fixed Annuity, please contact: Fixed Annuity Sales, 888 895-4830, option 2 Partners Advantage Insurance Services, LLC.
888-251-5525, Ext. 715
A fixed annuity is intended for retirement or other long-term The exact terms of the annuity are contained in the contracts needs. It is intended for a person who has sufficient cash or and any attached riders, which wil control the issuing company’s other liquid assets for living expenses and other unexpected contractual obligations. For more information about the annuity, emergencies. A fixed annuity is not a registered security or please also read the Client Guide, Disclosure Statement, and stock market investment and does not directly participate in Facts At-A-Glance, or contact your Lincoln representative.
any stock or equity investments, or index.
Income taxes are due upon withdrawal and if withdrawn before Lincoln Long-Term CareSM Fixed Annuity (Contract Form age 59½, a 10% federal penalty tax may apply. Withdrawals 06-608, or state variation) with Long-Term Care Benefits Rider and surrenders may be subject to surrender charges.
POD 12/10 Z01
(Form AE-227, or state variation), Long-Term Care Coverage Product and features are subject to state availability. Order code: FA-LTCRX-FLI001
Endorsement (Form AE-235, or state variation) and Contract Limitations and exclusions may apply. Lincoln Long-Term CareSM Amendment for Long-Term Care Benefits (Form AE-236, or Fixed Annuity is not available in New York.
state variation) is issued by The Lincoln National Life Insurance
Company, Fort Wayne, IN, and distributed by Lincoln Financial
Distributors, Inc., a broker/dealer. The Lincoln National
Life Insurance Company does not solicit business
in the state of New York, nor is it authorized to do
so. Contractual obligations are backed by the
claims-paying ability of The Lincoln National Life
Insurance Company.

For agent or broker use only. Not for use with the public.


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